Mortgage Affordability Calculator - for new business only

This calculator should not be used for additional lending, portability or transfers of equity. Affordability can only be assessed on submission of a full application for this type of lending.

The Affordability Calculator will give you a quick estimate of how much your client can borrow. Please click on Help where these appear for advice on how to complete the section.

Your client's mortgage loan requirements




 Years  Months 



Enter details of your client's income
Applicant 1

Please do not include any non-sterling income below.


Employed/Retired clients Help

Self employed clients - Sole traders and Partnerships only Help

Please state the client's share of annual net profit (£)

Salaried / Non-salaried directors


Please state the client's annual net dividends (£)

If the client's required loan is unaffordable using divident income, you can enter net profit minus Corporation Tax(£) below and recalculate to use this instead

Other IncomeHelp

Enter details of your client's outgoings / expenditure

Outgoings to remain outstanding after the mortgage completes. Help

Outgoings to be repaid when the mortgage completes.

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