This calculator should not be used for additional lending, portability or transfers of equity. Affordability can only be assessed on submission of a full application for this type of lending.
The Affordability Calculator will give you a quick estimate of how much your client can borrow. Please click on where these appear for advice on how to complete the section.
Please note that a maximum loan to income of 4.49 applies to all lending over 90% LTV.
Please do not include any non-sterling income below.
Self employed clients - Sole traders and Partnerships only
Please state the client's share of annual net profit (£)
Salaried / Non-salaried directors
Please state the client's annual net dividends (£)
Outgoings related to shared ownership of this property
Outgoings to remain outstanding after the mortgage completes.
Outgoings to be repaid when the mortgage completes.